Banking practice · Tier-1 banks, SACCOs, MFIs

We build, secure and modernise the platforms that move African money.

From core banking and card processing to digital lending, KYC/AML and regulatory reporting — our banking practice runs across 3 countries and 14 active clients. We have a credible point of view on the platforms, the regulators, and the operating-model decisions in front of you.

Talk to this practice See case studies

Core banking · Temenos, Finacle, FlexcubePayment switches · MasterCard, Visa, M-PesaKYC/AML · sanctions, tx monitoringCBK reporting · DCF, ICAAP, IFRS 9

African banking professional reviewing financial documents — digital transformation

What we hear from clients

Recurring challenges in banking & financial services.

Year-2 transformation drift

Roughly 70% of digital programmes hit year-one milestones; only 30% reach year-two outcomes. We help you stay in the 30%.

Real-time payments expectations

M-Pesa has set a 24/7 bar. Batch settlement models and 9-5 ops are no longer viable for customer-facing flows.

eTIMS, IFRS, CBK reporting

Regulatory cadence has tightened. A separate reporting engine is no longer the answer — it has to be embedded in the core.

How we help

Services we apply in Banking & Financial Services.

A starting menu — every engagement is shaped to your specific operating model and regulatory context.

Core banking implementation

End-to-end Temenos / Finacle / Flexcube programmes — from RFP through go-live.

Payment switches & rails

EMV card processing, ISO 8583 / ISO 20022 messaging, M-Pesa and Airtel Money integrations.

Digital lending platforms

Origination, decisioning, disbursement, collections — built or integrated, with IFRS 9 staging.

KYC, AML & fraud

eKYC onboarding, biometric verification, sanctions screening, transaction monitoring and case management.

Channels & customer experience

Mobile app, internet banking, USSD, agency banking — designed end-to-end, instrumented for adoption.

Regulatory reporting

CBK DCF, ICAAP, ICR, AML/CFT, IFRS 9 ECL — automated and audited.

Outcomes worth quoting

Some of what we’ve delivered.

9d → 24h

Decision time (loan origination)

−47%

Branch deposit traffic (SACCO M-Pesa)

8 min

MTTD · fintech SOC

Active client programmes

Selected work

Case studies in this practice.

Banking

Sample clients

Some of the names we’ve worked with.

Selected for illustration. Most of our engagements are confidential.

Safaricom · M-Pesa

KCB Bank

Equity Group

NCBA Bank

Co-op Bank

Stanbic